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NMLS licensed for 10 years. Loan applications by phone: (512) 881-6278

Smithville · Bastrop · Circle D-KC Estates · Camp Swift

(512) 881-6278
Call us(512) 881-6278Start Your Loan Application
Loan officer at a wood desk on a video call with a borrower, pointing a pen at a printed worksheet beside a calculator, with a frosted glass wall behind

Mortgage lender services in Smithville, TX

Conventional loans, FHA loans, VA loans, USDA loans, HELOC, hard money loans, bank statement loans and bridge loans for home buyers, first-time buyers, veterans, self-employed borrowers, real estate investors, and homeowners refinancing or tapping equity in Smithville and the towns around it.

Apply by phone at (512) 881-6278
  • Loan officer at an office desk points to a printed loan document while a couple sits across from her, with a stack of papers, a pen and a window behind.

    Conventional Loans

    Fannie Mae and Freddie Mac loans for purchases and refinances, with your credit, income and assets reviewed before we recommend a rate or program.

  • Two people seen from behind at a wooden office desk reviewing a spreadsheet worksheet in a folder, one pointing with a pen, with a potted plant and window blinds

    FHA Loans

    FHA home loans for buyers with a smaller down payment or credit that needs room, explained line by line after we review your file.

  • Loan officer in a dark blazer reviews a printed payment breakdown with a couple at a wooden conference table beside a window and potted plant

    VA Loans

    Zero-down purchase and refinance loans for eligible veterans and service members, starting with a close look at your entitlement and income.

  • Loan officer points to an aerial property map on a clipboard while two buyers look on at a picnic table in front of a single-story stone ranch home with shade trees

    USDA Loans

    Zero-down USDA financing for eligible rural and small-town properties, with the address and income limits checked before you apply.

  • Over-the-shoulder view of a woman and a man in a blue checked shirt reviewing a bar chart on a laptop and a printed summary at a wooden office desk with a calculator

    HELOC

    A revolving line of credit secured by the equity in a property you already own, reviewed against Texas lending limits before we recommend a dollar of it.

  • Loan officer in a blue shirt reviews a printed payment table with a young couple across a wooden office desk, with a binder-clipped stack of papers and a pen

    Hard Money Loans

    Short-term, asset-based financing for investors who need to close fast on a property a bank won't touch yet, with the deal reviewed before any terms.

  • Two people at a wooden office desk reviewing a row of bank statements, one holding a pen, with a calculator, yellow notepad, plant and window behind

    Bank Statement Loans

    For self-employed borrowers whose tax returns understate what they earn: we qualify you on actual deposits from personal or business statements.

  • Over-the-shoulder view of a couple at a wooden conference table as a loan officer points to a printed payment breakdown, with a binder clip folder and pen nearby

    Bridge Loans

    Short-term financing secured by the property you already own, so you can close on the next one before your sale is final.

Family with a young daughter takes house keys from a loan officer on the driveway of a single-story stone home with a gray garage door and a blank yard sign.

Find Out Which Loan Fits Your File

Tell us what you plan to buy or refinance. We will review your numbers, explain what we see and start your application when you are ready.

Get pre-qualified by phone at (512) 881-6278